Travel Insurance
Heading out of the Province?
Need Travel Insurance?
Purchase travel insurance online or contact one of our experienced insurance brokers in our Surrey office or Maple Ridge office for advise.
Policies available for Emergency Hospital & Medical for Canadians, Trip Cancellation & Interruption and Visitors to Canada.
Need Travel Insurance?
Purchase travel insurance online or contact one of our experienced insurance brokers in our Surrey office or Maple Ridge office for advise.
Policies available for Emergency Hospital & Medical for Canadians, Trip Cancellation & Interruption and Visitors to Canada.
Travel Insurance FAQs
Q1. Why should I buy travel insurance?
Travel insurance protects you in the case of medical and family emergencies, delays, theft and the last–minute plan changes that can happen anytime, anywhere, whether you travel frequently or occasionally.
Q2. When should I buy travel medical insurance?
The best time to purchase travel insurance is before leaving on your trip. If you’re visiting Canada and would like to purchase travel insurance, you can do so any time before or during your trip.
Q3. What is the maximum number of days I can buy travel insurance for?
You can purchase travel insurance for trips of 182 days or less.
Q4. If I get sick or injured while travelling, won’t my provincial health plan pay for the medical expenses?
No. Your home province/territory health insurance plan does not fully cover you when travelling out–of–province or out–of–country. Outside of Canada, it covers less than 7% of the total cost if you get injured or sick. Expenses such as ambulance services, emergency dental treatment and prescription drug costs are often not covered by provincial health insurance plans. Without travel insurance, a broken arm or even something as basic as the flu could potentially cost you thousands of dollars.
Q5. Can I cancel a policy?
Most plans can be cancelled before or on the effective date found on your policy declaration page. Any changes after the effective date may result in a reduction of your refund.
Travel insurance protects you in the case of medical and family emergencies, delays, theft and the last–minute plan changes that can happen anytime, anywhere, whether you travel frequently or occasionally.
Q2. When should I buy travel medical insurance?
The best time to purchase travel insurance is before leaving on your trip. If you’re visiting Canada and would like to purchase travel insurance, you can do so any time before or during your trip.
Q3. What is the maximum number of days I can buy travel insurance for?
You can purchase travel insurance for trips of 182 days or less.
Q4. If I get sick or injured while travelling, won’t my provincial health plan pay for the medical expenses?
No. Your home province/territory health insurance plan does not fully cover you when travelling out–of–province or out–of–country. Outside of Canada, it covers less than 7% of the total cost if you get injured or sick. Expenses such as ambulance services, emergency dental treatment and prescription drug costs are often not covered by provincial health insurance plans. Without travel insurance, a broken arm or even something as basic as the flu could potentially cost you thousands of dollars.
Q5. Can I cancel a policy?
Most plans can be cancelled before or on the effective date found on your policy declaration page. Any changes after the effective date may result in a reduction of your refund.
