Home, Tenant and Condo Insurance

Whether you need house insurance, condominium insurance or tenant insurance, there is a residential policy that’s right for you.
Talk to our helpful insurance brokers in Surrey BC or Maple Ridge BC to discuss policy types, limits, deductibles, and most importantly, what’s covered and what’s not.

Use our “GET A QUOTE" tool to receive more information and obtain an online premium quote.

Get the Best Premium from up to five of Canada’s top insurance companies with no obligation!

Ward Watkins Insurance represents the following insurance companies:

1. Aviva Insurance Company of Canada
2. Gore Mutual Insurance Company
3. Intact Insurance Company
4. Optimum West Insurance Company
5. Wawanesa Mutual Insurance Company

DISCOUNTS AVAILABLE FOR:

• Claims Free
• New Home
• Maturity (starting at age 45)
• Mortgage Free
• Credit Score
  
• Sprinkler System
• Fire/Burglar Alarm System
• Deductible Options

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GET A QUOTE

Information Sheets

common_questions.pdf
File Size:	858 kb
File Type:	pdf

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high_value_items.pdf
File Size:	432 kb
File Type:	pdf

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home_based_business.pdf
File Size:	1314 kb
File Type:	pdf

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home_policies.pdf
File Size:	1515 kb
File Type:	pdf

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when_away_from_home.pdf
File Size:	841 kb
File Type:	pdf

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Insurance Issues New Home Buyers Should Consider

insurance_issues_for_new_home_buyers.pdf
File Size:	507 kb
File Type:	pdf

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Personal Property Inventory:

Even if your memory is good, you may not be able to make a list of all your belongings should your house or apartment be broken into or damaged or destroyed by fire. If you ever have to file a claim with your insurance company, a regularly undated inventory of your personal property will make things easier for everyone.

Personal Property Inventory forms are available free upon request.

Earthquake Coverage

Earthquakes are common in BC and more than 1,200 are recorded each year across the province. Experts suggest there is a 30% chance of a significant damaging earthquake occurrence in British Columbia within the next 50 years. An earthquake like this could destroy your home or contents, or even cause loss of life. Without proper protection, it could take years to recover from this financial devastation.

Earthquake coverage is not automatically included in most property policies. However, if purchased, Earthquake Insurance provides reimbursement for the following if caused by earthquake shake:

• Damage to your home, detached structures and contents.
• Out-of-pocket living expenses (or "Additional Living Expenses) in the event your home is uninhabitable.

Additional Resources & Information on Historical and Recent Events can be found on the Natural Resources Canada website:

                            http://www.earthquakescanada.nrcan.gc.ca 

Call a licensed and experienced insurance agent/broker for a quote. We have offices in Cloverdale (Surrey) and Maple Ridge for all your insurance needs.