Automobile/Autoplan

The basic autoplan insurance provided by ICBC is required for all motor vehicles licensed and insured in BC.

Basic Autoplan Insurance includes five main coverages:

  1. Third-Party Liability ($200,000)
  2. Accident Benefits
  3. Underinsured Motorist Protection (UMP)
  4. Protection Against Hit-and-Run and Uninsured Motorists
  5. Inverse Liability Coverage


Basic Autoplan coverage applies only in Canada and the U.S.A., including Hawaii and Alaska. It does not extend to Mexico or any other country.

Optional Autoplan insurance. Common choices include:

Extended Third-Party Legal Liability
(limits available up to $5,000,000)

Collision
(repairs or replaces your vehicle if you are at fault)

Comprehensive
(covers loss or damage not covered by collision)

Also ICBC offers convenient monthly payments.

Discount

ICBC offers the following savings & discounts:

  • Savings for seniors
  • Driver experience savings
  • Safe driving savings
  • Savings for RoadStars and RoadStar Golds
  • Disability discount
  • Anti-theft device discount
  • Fleet discounts

Have a collectible vehicle? Hagerty may be the answer.  Let us get you a quote.

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Drop into the Surrey or Maple Ridge office to review your coverage with one of our experienced insurance brokers.